Does Walmart Cash Checks? Can You Cash A Personal Check at Walmart?

Hi friends, do you want to know does Walmart cash checks (on Saturday/Sunday, 24 hour)? and what’s the right procedure? So let me tell you that you’ve come to the right place. Today I will tell you how you can cash-out your checks with Walmart store (even without a bank account).

We will also understand the most asked question of all time: does Walmart cash personal checks or not? Plus more ways to get our work done.

Does Walmart Cash Checks

As we all know, Walmart offers a variety of goods and services throughout the country. Most of the stores have check-cashing facility but not all. You should be aware of which nearest Walmart store has this service before you head over to it.

I have compiled a list of Walmart stores that have cashing a check service. Below you will find a link to the list where you can find the closest store to your current location.

For your convenience, I have also mentioned complete address with contact numbers for each store. We will also see how many checks will charge us on account. We’ll also put lights on how long you’ll get the cache.

Important Note: Read all the details given here completely. Skipping any information will cause you to miss any crucial step.

Now let’s understand the complete process without ado.

Does Walmart Cash Checks?

Yes, Walmart cash checks. But let me tell you not all Walmart stores have this facility. Only the Walmart with Money Center can cash your checks.

Follow the link given below the Map to locate Walmart (with check cashing) near to you. No need to worry, there are so many such stores spread across the country. Walmart with Money Center makes cashing a check even more easier.

However, the process of cashing a check is not much complicated. But there are some factors that you have to keep in mind. By understanding the steps involved we can ensure that our work will get done seamlessly. You should also confirm some things first, like: how much is the cheque limit, what type of checks are acceptable and so on.

What Kinds of Checks Does Walmart Cash?

Walmart encash a wide range of checks provided they come under their rules and regulations. Below I have listed the types of checks that Walmart accepts. According to their policy, they accept pre-printed checks without any issue. So next time when you plan to go for your grocery shopping at Walmart, don’t forget to take the check with you.

Walmart Does Cash:

  • Payroll Checks
  • Government Checks
  • Income Tax Checks
  • Cashier’s Checks
  • Refund Checks
  • 401k Checks
  • Insurance Check
  • MoneyGram Money Orders
  • Business Checks
  • Pre-Printed Checks

Walmart Does Not Cash:

  • Handwritten Checks
  • Personal Checks
  • Two Party Checks
  • Third Party Checks

If you are still wondering about does Walmart cash personal checks? Then my answer will be straight no. But there are more alternatives which will work for you. Know the best ways to cash your personal and Handwritten checks:

  • Where To Cash A Personal Check

So no worries for cashing your personal check. Click the above link to know the personal check cashing procedure (with/without a Bank Account).

Does Walmart Cash Checks on Sunday?

Does Walmart Cash Checks on Sunday

One fine day, I and my close friend were need of postage stamps. It was Sunday and I was a bit skeptical of Walmart’s working hours. Then I took my car and drove for Walmart to buy postage stamps near me along with some household items. To my surprise, they are full-day open and providing check-cashing services also.

So the answer is Yes! You can cash-out your checks on Saturday and Sundays too. But not the personal checks and don’t delay it till the evening, as the store remains open till 6 p.m. only.

What Is The Maximum Limit of Check Accepted?

Now comes the most asked part of the process. Is there any kind of limits involved? Yes there is a limit of $5000 throughout the year except the first quarter. You can cash your checks at Walmart for a maximum amount of $5000 each day.

If you have multiple checks within the 5K bucks, you can cash them one by one on different days. For example, if you have two checks of $3000 and $1999 each, you cash them in a single day. But mind you the conversion charges will be applicable for each check separately.

How Much Does Walmart Charge To Cash A Check?

Walmart charges a small amount of fee for converting the check into cash. I think it is okay to give some charges as a fee. If you are carrying Walmart’s Money-Card then you can request them to waive-off the fee. This will applies for the below $1000 checks only. However, the fee is quite reasonable.

Walmart Check Cashing Fee

  • For check of maximum amount $1000 the fee is $3
  • For checks above $1000 and up-to $5000, the fee is $6

In some cases the fee is raised to $1, so you can expect $4 and $8 as cashing charges in total. That is actually depended if you want to opt for Walmart’s Money Card or not.

Locate Walmart with Money Center Near You

Now when you have understood the process of your query about does Walmart cash checks. Its time to find a nearby Walmart store that have Money Center. Here you can see the map of such stores.

Get Walmart Check Cashing Phone Number

You can easily find the Walmart check cashing phone number through below link. Click the below-given button to show the list of nearby Walmart with complete contact information.

( Locate Walmart Near To You )

Walmart Check Cashing Policy

When you are considering Walmart for cashing out your checks, then you should be well informed about their policy. Like any other institution, they also bound by some rules and regulation. Therefore they also have some simple yet important set of regulations that you must follow.

You should be carrying your valid ID proof at the time of cashing check. The check clearing form is filled with all necessary details correctly. Use capital letters and write in a clean manner. You may need to give a signature on the back-side of the check. Ask the front desk for confirmation.

Verification Process

Walmart’s verification process is a breeze if you have your social security number with you. They can instantly do verification via their online software. This makes the whole process a lot easier and convenient. So take your SSN or any government ID card when you go to Walmart for check cashing purposes.

What Time Does Walmart Stop Cashing Checks?

The working hours of this store is quite long as they are a daily needs store. They are open from 8 a.m. in the morning till 8 p.m. in the evening on weekdays. On Sundays they open at 10 a.m. in the morning and operate till 6 p.m. in the evening. However these are not fixed for all the stores branches in the US. Some operate 24 hours while others are not.

So if you ask me, can I cash a check at Walmart anytime? Then my answer would be; check the day and timing first. ( As mentioned on Nerd Wallet )

People Also Ask:

Question: Does Walmart Cash Payroll Checks?

Answer: Yes they do. As long as the Paychecks or Payroll checks comes under pre-printed form and you should follow the procedure as we explained.

Question: Does Walmart Cash Two Party Checks?

Answer: No. Unfortunately, they can’t cash these 2-party checks according to their policy. However you have to go another way which have described.

Question: Does Walmart Cash Third Party Checks?

Answer: The third-party checks are not entertained by Walmart. But there are more alternative ways mentioned here to do so.

Question: Does Walmart Do Cashiers Checks?

Answer: Yes. Walmart definitely cashes the cashiers’ check without any issue. Just follow the process given here.

More Alternative to Walmart for Cashing Check

For some reason if you are looking for alternatives to Walmart then check these options. These alternatives can be more or less useful for people like you.

Checkout More Related Information:

As we all know the Walmart offers a wide range of goods and postage stamps are one of them. How you can get postage supplies (stamps, letters, etc.) are well explained in this article:

Some Interesting Facts about Walmart

Over To You

To conclude, we have such an amazing store which fulfills all our basic needs. It’s Walmart. When you are in doubt does Walmart cash checks? Whereas its personal check or other ones, they do provide us a solution. Things don’t end here Walmart cash checks on Sunday and holidays too. Hopefully, all of your doubts got cleared now about the kinds of checks, working-hours, verification, policy and the step-by-step procedure. Now it’s up to you, how you are going to take benefit of the services provided by Walmart.

Further Information about Walmart:

Know more at Wikipedia

And if there is any trouble regarding can I cash a personal check at Walmart, you can comment in the comment box below. I will try my best to solve your further queries. You can also contact me vis contact form that is available on contact page. Most of all thanks for your valuable time. Have a great day!

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